Traveling abroad should be exciting, not worrisome. With SBI General’s Travel Insurance (Business & Holiday), you can explore the world with confidence. This plan offers wide-ranging coverage—from medical emergencies to lost baggage—ensuring your journey remains smooth and stress-free.
1. Travel Insurance: What It Is
Travel insurance acts as a safety net when you’re traveling—offering financial protection against unexpected events. Whether it’s a sudden illness, trip cancellation, or lost passport, the right plan shields your expenses and peace of mind.
2. Features of SBI Travel Insurance
Here’s why SBI General’s plan stands out:
- High Medical Coverage: Up to USD 500,000 for emergencies, including evacuation and repatriation.
- No Medical Exams Needed: Hassle-free application process.
- Worldwide Protection: Choose coverage either globally or excluding high-cost regions like the USA or Canada.
- 24×7 Assistance: Round-the-clock support for emergencies and claims help.
- Single-Trip & Multi-Trip Options: Covers trips from 1 to 180 days or multiple trips within a year.
- Wide Sum Insured Range: Offers various limits to suit diverse traveler needs.
3. Key Benefits of the Policy
SBI’s plan is packed with traveler-friendly protections:
- Emergency Medical & Evacuation: Covers hospital costs and transfers if needed.
- COVID-19 Coverage: Treatment expenses (if hospitalized for at least 24 hours) are included.
- Personal Accident Benefits: Compensation up to USD 25,000 in case of accidental death or disability.
- Travel Support & Baggage: Protection for lost or delayed baggage, missed flights, trip cancellation, and more.
- Loss of Passport & Home Burglary: Covers emergency replacements and item theft at home.
- Hijack & Trip Delays: Daily allowances if your flight is hijacked or delayed.
- Hospitalization Daily Allowance: USD 50 per day for hospital-related everyday expenses.
4. Advantages of Buying SBI Travel Insurance
- Trusted brand backed by State Bank of India.
- Cashless global claims and transparent processes.
- Accessible for a broad age range (6 months to 70 years) and both Indian residents and foreign nationals in India.
- Family coverage (floater plans) tailored for parents and dependent children.
- Easy online purchase and renewal through their digital portal.
5. What’s Covered Under SBI Travel Insurance?
Here’s a clear breakdown of what the policy includes:
- Medical Expenses & Evacuation: Up to USD 500k, plus hospitalization extension in India for up to 90 days after return.
- Personal Accident: Up to USD 25,000.
- Passport & Baggage Protection: Covers loss/delay of checked baggage, documents, essential purchases, and home burglary compensation.
- Travel Interruptions: Trip cancellation, curtailment, missed connections, delays, and hijack situations.
- Liability, Hospital Allowance & Extras: Personal liability up to US$2,00,000, hospitalization daily allowance, and more.
6. What’s Not Covered Under This Policy?
Here are some key exclusions:
- Travel against medical advice, for treatment purposes, or with terminal illness.
- Pre-existing medical conditions not declared.
- Self-harm, mental disorders, addictions, suicide, stress-related issues.
- Military operations, war, terrorism, or related events.
- Hazardous or professional sports (e.g., scuba diving, mountaineering, motor racing).
7. Latest Packages & Unique Perks
- Multiple Trip Options: Plan covers multiple journeys within a year—ideal for frequent travelers.
- Sum Insured Variety: Multiple coverage tiers up to USD 500,000 available.
Final Thoughts
SBI General Travel Insurance (Business & Holiday) delivers robust protection for every traveler—from solo adventurers to families. With high medical limits, global support, and versatile coverage, it’s a dependable choice for 2025 travel planning. Explore plans that fit your journey, stay secure, and journey worry-free!
SBI Travel Insurance is an ideal choice for travelers looking for affordable, reliable, and comprehensive coverage. With strong backing from SBI and global assistance services, it ensures peace of mind wherever you go. Whether you are traveling for leisure, family, or business, SBI has a plan to meet your needs.
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